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First is there some way to contest having to repay a subsidy? When I signed up for my insurance in late 2014 I was employed and made
the same amount that I reported to the ACA throughout 2015, the year they want the subsidy repaid. Makes no sense to me.
I also cannot afford to repay it. I'm still on a payment plan for a large tax bill for 2014 and seem to remember seeing something about being
able to only have one active payment plan.
I couldn't afford to have the insurance the entire year but was able to get a hardship waiver due to a death in the family.
It wasn't until I was doing my taxes that I discovered the waiver only meant no fee for not having insurance and they wanted the subsidy paid back.
Any advice on what to do would be greatly appreciated!