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Obamacare hasn't benefited me but the opposite.
When I heard about the Obamacare for first time, I was expecting to get benefits of it. The reality is it is a nightmare in my case. I am a worker who lives alone keeping a house. I pay mortgage, child support (one child) and all the expenses we all know (car insurance, phone, cable, electricity, water, car loan) and also pay my daughter college plan for the future. My gross annual income is around $50 000 but I get around $40 000 after taxes. Well, when I saw the health insurance marketplace this year, I couldn't find any plan lower than $330 for my age (51y/o) but this isn't the worse situation. The situation is this kind of plan (bronze) has a very high deductible ($4500) that applies to ALL the medical services including doctor visits, lab, etc. with my actual income, I don't get any government help to pay my health insurance. The company where I work has less than 50 employees and hasn't collective insurance. Then, the health marketplace is offering me a low end plan which cost more than $300 a month but with a high deductible. If I go with a Silver plan, it costs around $450 for my age that I can not afford. I thought to get a short term plan outside the marketplace but still has to pay the penalty if I chose a plan I can pay.
I am wondering how many people are affected in the same way this affecting me. It is sad for me to pay $330 a month for a health insurance that doesn't cover anything until my health expenses be more than $4500. As I said, if I go with a better plan, I have to pay $500 which is impossible in my situation.
The government should regulate what insurance companies offer. People of this country don't deserve it. I hope the Obamacare changes or something changes in favor of those having a similar situation to my. Frustrated and wanted to vent my case. Thanks.!