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I am lucky, I have insurance w/ my employer, but just got married June of 2015, this time when I file, I will be married, not single and my employer doesn't cover spouses. My spouse is not working, so has no income, no way to buy insurance, etc. I help pay her rent and a few other things, but that's all extra I can swing. We live in VA, a state that has choosen not to expand medicate, she's got an appointment to see about getting in with the free clinic, will this be enough for me not to get fined, if they accept her? I would like to mention, we are both in our 40's.