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Am I doing it wrong?

edited August 2015 in Obamacare Facts about State Exchanges Posts: 24
I have been unemployed and in a position that prevented me from getting health insurance. I get what is called Safety Net. It covers me at the clinic and health department. So I wasn't really worried about it. I am now in a position to be able to afford some, and would love to be able to go to an actual general practitioner. I realize it's August, but thought since I had a change in income I might be able to get a policy for a price I can afford. I barely make enough to scrape by right now. When I went to the market place the cheapest insurance I could afford here in Tennessee was $230 a month. Thats 50$ more than my car payment! Its only 50$ less than my house payment. I can't afford that. I would be better off paying for the doctor visits out of pocket. Am I missing something important? Will it get cheaper when enrollment is opened back up?

Answers

  • You are not alone here.  When I was unemployed and was browsing the plans were pretty doable, but the minute that I reported having an income that was certainly not the case.  It was like you found, around $200 for a plan, and that is expensive!  It is so frustrating, especially because my employer is garbage and they offer the worst package I have ever seen from a company.  Oh well, that is my problem though, but it really is unfortunate that it works like this.  Thanks for sharing.
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